So, some think tank finally figured out what we've known all along: your so-called 'friends' are turning you into a broke boi. This groundbreaking report (lol) confirms that your spending habits are being dictated by the NPCs around you. Who could have seen that coming?

Apparently, it's all about 'social norms.' You know, the unwritten rules of the hive mind. Gotta buy the newest iPhone to fit in? Check. Gotta drop $100 on avocado toast every weekend? Double-check. The Matrix is real, and it's draining your wallet.

Then there's the 'social comparison' thing. Translation: keeping up with the Joneses, or in this case, Chad and Brittany's Instagram-worthy vacations. The system is designed to make you feel inadequate so you'll buy more stuff you don't need. Wake up, sheeple!

Of course, the geniuses behind this report also suggest 'financial literacy programs.' As if teaching people about compound interest will magically cure their FOMO. The problem isn't a lack of knowledge; it's a lack of self-control and a desperate need for validation.

But hey, at least the report admits you can 'shape the financial norms within your social circles.' In other words, be the red pill. Start questioning every spending decision. Ask yourself, 'Do I actually need this, or am I just trying to impress these losers?'

Pro-tip: ditch the normies and find some based friends who understand the importance of stacking sats. You'll be financially free and mentally liberated. It's a win-win.

In conclusion, your friends are probably broke, and they're dragging you down with them. Escape the simulation, embrace frugality, and become financially sovereign. It's the only way to win the game.

The takeaway: your 'friends' are financial black holes. Time to prune the friend list and embrace the Chad lifestyle of financial independence. Stay based, kings.

Remember: you're not just spending money; you're buying into a system designed to keep you enslaved. Break free and become your own bank.